The Cotton Group

Welcome to the Cotton Group Realty! Let's get started.

About The Cotton Group

I have been buying, selling, fixing, flipping, auction bidding, and renting residential properties all over the Phoenix Valley since 2010 Those that I have worked with become clients for life. Let me show you why.

Latest Blog Posts

Jumbo Loan With Out The Jumbo Red Tape One Lender I Know Removing The MI With Low Down Payment

So....I have a lender guru friend that has a package deal for larger home purchases.  As prices continue to raise, it only benefits to educate yourself on some or all of the options.  Most

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Escalation Clause To Win A Home Or Is It Even Worth It

What is an escalation clause?It's Buyer 1 saying I will pay X amount of dollars above your highest offer. Buyer 2 is at 250kBuyer 3 is 255kMeans at the end of the negotiations we are paying X

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Have You Heard Of Temporary Buy Downs

Temporary buy down of the current interest rate is a great way to get a home you want to become affordable.  Ease into the larger payments.Here's the example which isn't too far from where we

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The 5 Key Components Of A Credit Score

There are five key components of a credit report that affect your overall score. 1. Delinquencies-  Making your payments on time is important for having a good credit score. This is 35% of

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