Stephen Cotton's Blog Posts

15354 W Custer, Surprise AZ.Almost ready for pictures, but if you texted, "Custer" to 480.725.3877, then you are wanting a private walk thru.One of our team members will be calling you shortly for

Thank you for your interest in selling your home to us.We have 3 best-case scenarios for you so we are happy to oblige.1.) We will offer you a cash offer with our team closing it.2.) We will

Homes are moving super fast.  This house was no exception... If you are looking for a home in this area, we will have an agent get a hold of you shortly, and send you everything that is still

We all could use a little help on credit, me included.  In my time, helping home buyers reach their goal of home ownership, I have learned a few tricks of the trade to help get that score up 20

What a transformationThis 3 bed 2 bath home has a HUGE living space, open floor concept, custom counter tops, and a sparkling pebble tech poolHere's the link for the slide show.   And if

If you are reading this Post, this blog, whatever it is, you probably have a little interest in getting into a home that you will eventually buy.  I don't blame you, people throw away 10's of

Have you heard about this mystical unicorn of a product called NACA?  People tell you,"it can't be done this way."  "Nobody every gets a home with this program."What if I told you that's

Over 2300 sq ft single level home in Goodyear AZ for under 280k.  4 bedroom 2 bathroom and a beautiful back yard.  Over sized bedrooms great kitchen and great location are just a few of

I have to admit, I am one of those guys that says, if it sounds too good to be true it probably is.  But lets get a head of ourselves... Let's start with where most lenders can lend on, you

Things are heating up in Arizona.  Thought we would create a list of homes on the westside with a pool.  Click on this link for instant access to homes with pools.  You can fine tune

Real Estate Agents world wide are trained professionals, with great scripts, objection handlers, and what to do get your listing when you are ready to sell.  You go with your family friend who

Once in a while I create a specific search criteria for a client, but then I think it's useful for the masses...  This is one of those circumstances.  Here's a list of all the open houses

My lender friend referred to last week (and so far this week) as an interest rate rubber band.  I didn't catch the reference it first but the volatility with trade tariffs, the volatility with

Thought I would help out all of you home buyers out there with a list of current open houses planned in Waddell.  So if you're looking for a home, use this link each and everytime and the open

"I need to wait, save money for a larger Down Payment".  Hear this all the time, BUT is it smart to wait?  Years ago maybe. Today all it does is cost you thousands of

Anyone thinking about moving to a beautiful golf course community, here's a list of ALL phoenix area golf course homes.   If you see a home you're interested in call me, Jim Yungner @

Traditionally, the change of the season, the one season not summer, most renters are looking at their taxes coming up, and looking at the opportunity to purchase a home, and become a part of the

So....I have a lender guru friend that has a package deal for larger home purchases.  As prices continue to raise, it only benefits to educate yourself on some or all of the options.  Most

What is an escalation clause?It's Buyer 1 saying I will pay X amount of dollars above your highest offer. Buyer 2 is at 250kBuyer 3 is 255kMeans at the end of the negotiations we are paying X

Temporary buy down of the current interest rate is a great way to get a home you want to become affordable.  Ease into the larger payments.Here's the example which isn't too far from where we

There are five key components of a credit report that affect your overall score. 1. Delinquencies-  Making your payments on time is important for having a good credit score. This is 35% of

FREE $1,000.00!!!   FREE $500.00!!!  FREE $1,000.00!!!   FREE $500.00!!!   THAT"S RIGHT GET $1,000 or $500.00 FREE THIS JULY!      Go

You almost missed it! This property is Temporary off the Market. But if you’re still interested contact me today. We may still be able to get it for you.We would love to sell you this or a

Summer is just around the corner folks, the scorching heat will be here with it. If you are looking for a gorgeous custom home with a pool in the Happy Valley area I'll be hosting an open house at

Hello everyone, Summer is just around the corner and the scorching heat that comes with it. Homes with swimming pools are gonna start going really fast. If  you're looking to get you're own

A fresh coat of paint, polished cabinets, and beautiful landscaping can get you a higher price for your home. However, do not try to overdo things.Every home improvement project is not profitable.

Selling your home in a competitive market is no easy task. Buyers have so many options. They can choose the staged house next door over a cluttered place. Furthermore, today’s buyers get

I just want to let you all know that I will be doing a Pre Market open house at 2422 W. Coolidge St in Phoenix Sunday the 8th from 11 am to 3 pm. The rehab is almost finished, the final touche

Getting a refund on income tax can be an exciting time. The average tax refund in Arizona is $2,622 . You have various options when it comes to spending this money. A fantastic vacation, a big,

I have a 2 story single family home going live next Tuesday, for 200k.  It's a 2 story home near the 303 and Van Buren.  Just North of Van Buren and 167th you will find this move in ready

Hey everyone, I just wanted to let  you know we have a new listing  in Goodyear coming next week. Just east of Cotton Lane. Great location and a terrific neighbor hood.  3

When buying a house, the only cost we consider is the mortgage amount. We tend to forget about various other expenses. On an average, you will spend 3%-5% of your home price on closing costs. For

There are various projects you can undertake to improve the curb appeal. Expensive projects include fencing your house, replacing the siding, the addition of a deck and professional landscaping.

Hello everyone, I just wanted to talk about a house in North Phoenix that will be hitting the market soon. Its a great three bedroom 2 bath with a pool on a full half acre. Summer is coming fast.

It seems like a hassle to go for a property inspection when the home appears to be in an excellent condition. You are finalizing the deal, and now you do not want to spend money on an

Most people buy or sell real estate once or twice in a lifetime, thus never gaining enough experience to tackle real estate projects alone. That is why it is critical to hire the right person who

People that know me, know that besides being a Team Leader for a real estate team, I also fix and flip properties.  Sometimes we make some good money, sometimes break even, and other times we

Hello again and how are you?? I just wanted to post a a quick note about my open house again this weekend. I'll be at the Calle Lejos listing Saturday and Sunday both from 11 to 3. If you haven

It is a buyers market now! Some people may think we are still in a sellers market but the reality is that there are 13,662 homes available right now in Arizona! Only 2,897 homes sold in the

#OPENHOUSELAVEENWe would love to welcome you home to the wonderful city of Laveen! We hope you find this OPEN house scavenger hunt useful! Don't forget to stop by our featured property;

Hi everyone. its a 3 day weekend with Presidents day. Out team is doing open house's all over the valley but I'll be at the best one, 9429 W. Calle Lejos in Peoria.If you're in the area, or want to

Hi Everyone!8007 N 7th Ave Phoenix AZ fix and flip is coming along nicely.  The Tile is almost done, painting has started, pool is looking like I need to take a swim.  Check out my

#OPENHOUSEPHOENIXWe would love to welcome you home to the valley of the sun! We hope you find this OPEN house scavenger hunt useful! Don't forget to stop by our featured property at

Hey everyone, who's house hunting this weekend? We would love to welcome you to the beautiful city of Peoria and all it has to offer. We  hope you find this house hunting blog useful

Who's house hunting this weekend?  We would love to welcome you to the beautiful city of Goodyear and all it has to offer.  We hope you find this blog very useful, as we created

#OPENHOUSELAVEENWe would love to welcome you home to the wonderful city of Laveen! We hope you find this OPEN house scavenger hunt useful! Don't forget to stop by our featured property;

Viewers,Some people may ponder, what it would be like to be an agent. I know I did! I came from a background of home remodeling so I have had experience of sorts with real estate. My father always

I get this question a quite a bit.  Probably once a week on average, maybe even more.Do you think we are in a Market Bubble?My answer typically is no, not this time.  I use the

I see a ton of great homes in my business.  Spoiler Alert: My business is homes.This home is such a great value for everything you get that I thought I would share it with you today.1st off,

I just wanted a quick reference point for this beautiful 5 bedroom 3.5 bath home with a pool on a 1/2 acre lot with beautiful mountain view.click here for the tour.Would love to start a conversation

Are you ready to buy your next home? We would love to help you in getting this home. Call or text Stephen at 623-236-5843 TODAY to go look at your dream home or more homes like

Are you ready to buy your next home? We would love to help you in getting this beautiful home. Call or text Stephen at 623-236-5843 TODAY to go look at your dream home or

Carefree is known for its Arts scene.  And for the love of the eclectic food pervayors.  November 3-5 is this years festival.  The link is below.  See you there!https:/

Halloween is a few days a way, Thanksgiving in less than a month, Christmas soon after, and poof, 2017 is History.  Have you thought about deploying some of your savings into Real?

Junk In The Trunk Vintage Market Attend the event of the season that inspires creativity that embraces a vintage lifestyle! By Makenzie Kundrat  -August 30, 2017 Share on

Below is an article from one of the best people I know, Brian Buffini. Though directed to the Real Estate Industry, his views are universal n priorities, success, happiness and how to accomplish.

5 Stunning Staircases to Move You HigherPosted on Aug 14 2017 - 12:02pm by Zoe Eisenberg 19 Who wants a boring old staircase when you can find a fancy way to climb to bed

This home is coming soon! New flooring, granite, stainless steel appliances. The backyard is getting an overall that includes granite, drip system, grass, pavers, a fire pit and more.

DON'T PANIC! Mortgage rates are still moving up, as they should with the growth in the economy. STILL they are way below 5%. Remember the Carter Era? 17% Yikes!Click the line below for more:/

I have an exclusive listing to sell a commercial building under construction in Phoenix.   Located in the down town area, 5,200 sq ft with plenty of parking for a fleet of.

https://www.mylocalnews.us/dtp/phoenix-city-council-approves-600000-increased-transit-safety/?utm_source=AZ+My+Local+News+Master+List&utm_campaign=d0242efb7f-Central+PHX&utm_medium=email&utm_term

Arizona has a reputation for heat. It can get downright HOT, like it has been for the last week or so. Only the dedicated wonder out into the scorching atmosphere. Why is this

http://www.bizjournals.com/phoenix/news/2017/06/09/arizona-economy-receives-top-scores-in-two

I was out looking for a housing complex for a non-profit today.  They are working on preventing homelessness through education and assistance.  Today is a good day. Want to help? Give me a

Hi Folks,Here is a rental update for April 2017. Per the Arizona Regional Multiple Listing Service Rent-Check report, the amount of rented properties has declined to 1991 for the month of April.

Who knew? Mylar balloons can cause problems with power lines! the article below explains the problem well and warns us all about the potential problem.  The bottom line is keep them tethered

Have you ever wondered why smaller houses have a higher cost per square foot? Ask Realtor Mike!It's pretty simple , if you think about it. Drywall is not very expensive, plumbing and electrical. &

Did You Know?: 4 Factors That Can Delay Your Mortgage Approval (and How to Avoid Them!)If you’re currently buying a home and are stressing about the kind of home to choose and which lender to go

Beautiful new listing in Canyon Trails. Are you ready to buy your next home? We would love to help you in getting into properties and assist you with the purchasing process. Call or text

You missed out! This property already has a sale pending. We would love to sell your home too! :-) If you are tired of losing houses and are ready to buy your next home, we would love to

Whether it’s a bad storm or a downed utility pole, power outages can strike at any time. While most only last for a couple of hours, a prolonged power outage presents a whole host of obstacles.

This one won't last. COMING SOON!!!Looking for land in Tonopah. Look no further. 15 acres. Shop. Private well. Loads of space for all your toys. Call or text Stephen at 623-236-5843 

This one won't last. COMING SOON!!!Call or text Stephen at 623-236-5843 TODAY to find your dream home or more homes like this in your area. Schedule your pre market showing.&

Are you thinking about purchasing a home and overwhelmed by the process? Are you a first time home buyer and looking for further education about the home buying process? Are you interested

COMING SOON!!!Call or text Stephen at 623-236-5843 TODAY to find your dream home or more homes like this in your area. Schedule your pre market showing TODAY. We can meet for

CHECK BACK TOMORROW FOR PHOTOS AND MORE INFORMATION OR CALL 480-226-3493 TO SET UP YOUR OWN PRIVATE SHOWING.;

Welcome to 6957 W Sunnyslope. This home is being renovated as you read! 3 bedrooms and 2 bathrooms. New flooring, new granite, new paint. New stainless steel appliances,

People are typically faced with some concerns at the thought of starting their new home buying journey. Here are some of the most common questions  real estate agents are

This one won't last. Fantastic property with no HOA on 1/3 acre. RV gate with loads of parking spaces. Back yard is ready for chickens or other animals. Or be creative and landscape

Register at https://goo.gl/forms

New home buyers beware!!!I recently purchased a home in Maricopa County. As per my escrow officer we recorded successfully. After one week of closing I received this letter (Letter attached) I did

TEMPORARILY OFF THE MARKET 2856 N 71ST STREET This home is temporarily off the market. It's a gem. But we can help you find your dream home. For more homes like this one call or

Please read below the flyer for a detailed list of Stardust Ranch's features. Send all questions to thecottongrouprealty@gmail.comStardust Ranch 14700 S Tuthill Road Buckeye, AZ

I was one to think that buying a home was just a way to get into major debt and that it was better just to rent. Now that I am a  real estate agent, I have discovered so 

Marathoning Realtors With A CameraWhen it comes time to market your home, do the pictures of your prized palace really matter? Heck ya they matter! A vast majority of people search for a home

Dress to impress or not? I being a fairly new agent ,9 months to be exact, always had a misconception that women in real estate always had to dress in professional attire that included;

If you received this text, this means you were too slow.  LOL This house is currently under contract.  Here's a few pics of the inside.  If you'd like to schedule a showing, please

COMING SOON!! 9522 W HIGHLAND AVENUE, PHOENIX This immaculate home near University of Phoenix stadium in Glendale won't last long. Close and convenient to shopping, entertainment and

Get in before everybody can!We have a 6 bedroom 3 bath home coming to the market Next Thursday.  Drive on down on Pecos, south of South Mountain is a headed gem of a community, with big

    Here in the Sonoran desert, roaches can be a nuisance, but they don’t have to be. This is just a friendly reminder, if you are a homeowner trying to sell your home,

Let me give you a little background of my life before real estate. I was born and raised in Texas. Much of my work and career involved health and fitness industry. After many  many years

First Impressions, Photos Make a Differenceby Rae Goepfert, Realtor®, CMRSWith the popularity of mobile photography, many people think they can take their own listing photos. With over 80% of

I am pleased to announce that we have partnered up with a lender that can loan on buyers with a 500 credit score or higher.  It's ridiculously low.  So many times lenders can't loan unless

The Five Senses of Home Stagingby Rae Goepfert, Realtor®, CMRSGetting a home ready to sell is more than signing a contract.  Sellers must first come to their senses and realize the home is

by Rae Goepfert, Realtor®, CMRSWhether you are an investor, or a first time home buyer, getting through the short sale process can take longer than the traditional sale. The Short Sale process

So as 2015 came to an end I wanted to give you guys a general knowledge update about the real estate world in Arizona.Residential purchasingNow that the holidays are over, you will see an influx

1 US Dollar = 1.33645 Canadian dollar, as of the day I wrote this, 12/1/15.What does that mean? It means the Canadian Dollar is a bit weaker than it was a few years ago, when

We have a running joke around our busy real estate office.  It goes a little something like this: Hey what’s bad about Zillow for Realtors? It’s always wrong; do you know what’s good

one Hire a real estate agent.It may be tempting to list your home on your own to avoid paying a sales commission, but selling your home is a full-time job itself. A real estate professional

MISTAKE #1: Choosing a real estate agent who is not committed to forming a strong business relationship.HERE’S HOW TO AVOID IT!Making a connection with the right real estate is CRUCIAL. Choose

by Rae GoepfertThey say a picture is worth a thousand words, that does not always apply when looking at homes on the MLS.   Property photos may not highlight the best features of a home

Did you know that after October 3rd, 2015 escrows are going to average 45 days? A little different than your traditional 30 day close. All the talk around the real estate industry is about

by Rae Goepfert, Realtor®, CMRSWhether you are an investor, or a first time home buyer, getting through the short sale process can take longer than the traditional sale. The Short Sale process

Hi there... Michele here with more about real estate. Today (September 21, 2015) we'll look at why INTEREST RATES are important. If you're like 90% of us, you're going to be financing your home

by Rae Goepfert, Realtor, CMRSIf you have considered adding solar panels to your home, like me you probably have lots of questions.  In my quest for a more energy efficient home I was able to

Hi there... Michele here with more about real estate. Today's (August 20, 2015) topic is how you can participate in the Real Estate market. What should you do as a Buyer to be able to purchase

by Rae Goepfert, Realtor, CMRSWe live in Arizona, by choice. It is not uncommon that people from other states ask me, “why would you want to live in that heat?”  I usually reply, â€â

Why You Should Always Get A Home Inspection Before You Buyby Rae Goepfert, Realtor, CMRSI recently heard a startling story of what could have become disaster down the road for a new home. 

Hi there... Michele here with more about real estate. Today's (May 23, 2015) topic is the Phoenix West Valley market. The Phoenix West Valley real estate market is seeing a growth in purchases

I have had the pleasure of working a few deals this past season, and as we roll into May, I thought it might be good for me to get on here and explain what I am seeing out here, so that it's not as

I know it's short notice for most of you.  But if you're interested please swing by maybe 10 minutes early to insure a seat.  Lunch will be provided.  Bring your friends or family

If you miss it and want to hear the discussion, I will try and get the link.  Discussion topics included VA loans, buying vs renting, what Berkshire Hathaway does different with their listings,

I decided to break this up in a few blogs because I just finished one scenario, and this bad boy got long.Questions and statements I get from renters all the time include, but aren't limited to:;

When you find the right house, it's an amazing thing.  You can't help but smile, and thoughts of your furniture fitting over here or over there start filling your head.  I always tell my

Coleman prides himself in educating his clients to make the best possible decision throughout important stages of life. Buying a home is often the biggest financial decision most people

I find myself explaining this to everybody at least once.  Why?  Because it's part of the home buying/selling process here in Arizona.  So I thought I would do a brief description and

It's probably the holiday season talking here, but I was thinking earlier today, "what make a good closing gift for a client?"Do you go with something of a house warming present, e.g. engraved,

Stephen Cotton is a resource, for all things Real Estate related.  He's a realtor.  He's a family man, with a beautiful wife and a son.  An enigma, an oxymoron, and an opportunity.