Stephen Cotton's Blog Posts

16630 W Pierce St Is A For Sale By Owner That Is Ready To Sell

Over 2300 sq ft single level home in Goodyear AZ for under 280k.  4 bedroom 2 bathroom and a beautiful back yard.  Over sized bedrooms great kitchen and great location are just a few of

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For Those Worried Their Credit Score Is Too Low To Buy A Home A Must Read

I have to admit, I am one of those guys that says, if it sounds too good to be true it probably is.  But lets get a head of ourselves... Let's start with where most lenders can lend on, you

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Ready For A Home With A Pool

Things are heating up in Arizona.  Thought we would create a list of homes on the westside with a pool.  Click on this link for instant access to homes with pools.  You can fine tune

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Open Houses For Peoria Arizona This Weekend And Future Weekends

Once in a while I create a specific search criteria for a client, but then I think it's useful for the masses...  This is one of those circumstances.  Here's a list of all the open houses

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Interest Rates Are Like A Rubber Band This Past Week

My lender friend referred to last week (and so far this week) as an interest rate rubber band.  I didn't catch the reference it first but the volatility with trade tariffs, the volatility with

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Now Is The Time To Buy

"I need to wait, save money for a larger Down Payment".  Hear this all the time, BUT is it smart to wait?  Years ago maybe. Today all it does is cost you thousands of

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Fresh List Homes On Golf Course

Anyone thinking about moving to a beautiful golf course community, here's a list of ALL phoenix area golf course homes.   If you see a home you're interested in call me, Jim Yungner @

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Renters Are Looking To Be Buyers

Traditionally, the change of the season, the one season not summer, most renters are looking at their taxes coming up, and looking at the opportunity to purchase a home, and become a part of the

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Jumbo Loan With Out The Jumbo Red Tape One Lender I Know Removing The MI With Low Down Payment

So....I have a lender guru friend that has a package deal for larger home purchases.  As prices continue to raise, it only benefits to educate yourself on some or all of the options.  Most

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Escalation Clause To Win A Home Or Is It Even Worth It

What is an escalation clause?It's Buyer 1 saying I will pay X amount of dollars above your highest offer. Buyer 2 is at 250kBuyer 3 is 255kMeans at the end of the negotiations we are paying X

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Have You Heard Of Temporary Buy Downs

Temporary buy down of the current interest rate is a great way to get a home you want to become affordable.  Ease into the larger payments.Here's the example which isn't too far from where we

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The 5 Key Components Of A Credit Score

There are five key components of a credit report that affect your overall score. 1. Delinquencies-  Making your payments on time is important for having a good credit score. This is 35% of

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FREE 1000 DOLLAR JULY Or FREE 500 DOLLAR JULY JULY

FREE $1,000.00!!!   FREE $500.00!!!  FREE $1,000.00!!!   FREE $500.00!!!   THAT"S RIGHT GET $1,000 or $500.00 FREE THIS JULY!      Go

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Temp Off Market

You almost missed it! This property is Temporary off the Market. But if you’re still interested contact me today. We may still be able to get it for you.We would love to sell you this or a

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Peoria Home With Pool

Summer is just around the corner folks, the scorching heat will be here with it. If you are looking for a gorgeous custom home with a pool in the Happy Valley area I'll be hosting an open house at

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Phoenix Home With Pool

Hello everyone, Summer is just around the corner and the scorching heat that comes with it. Homes with swimming pools are gonna start going really fast. If  you're looking to get you're own

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Home Improvements That Are Not Profitable

A fresh coat of paint, polished cabinets, and beautiful landscaping can get you a higher price for your home. However, do not try to overdo things.Every home improvement project is not profitable.

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Top 10 Small Improvements That Increase Your Homes Value

Selling your home in a competitive market is no easy task. Buyers have so many options. They can choose the staged house next door over a cluttered place. Furthermore, today’s buyers get

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2422 W Coolidge St

I just want to let you all know that I will be doing a Pre Market open house at 2422 W. Coolidge St in Phoenix Sunday the 8th from 11 am to 3 pm. The rehab is almost finished, the final touche

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How To Use Your Tax Refund To Purchase A Property

Getting a refund on income tax can be an exciting time. The average tax refund in Arizona is $2,622 . You have various options when it comes to spending this money. A fantastic vacation, a big,

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Pocket Listing Going Live Next Week In Goodyear

I have a 2 story single family home going live next Tuesday, for 200k.  It's a 2 story home near the 303 and Van Buren.  Just North of Van Buren and 167th you will find this move in ready

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Good Year House

Hey everyone, I just wanted to let  you know we have a new listing  in Goodyear coming next week. Just east of Cotton Lane. Great location and a terrific neighbor hood.  3

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How To Calculate Closing Costs Before Buying A Property

When buying a house, the only cost we consider is the mortgage amount. We tend to forget about various other expenses. On an average, you will spend 3%-5% of your home price on closing costs. For

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Tips For Improving Curb Appeal

There are various projects you can undertake to improve the curb appeal. Expensive projects include fencing your house, replacing the siding, the addition of a deck and professional landscaping.

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2422 W Coolidge Remodeled Home With A Pool

Hello everyone, I just wanted to talk about a house in North Phoenix that will be hitting the market soon. Its a great three bedroom 2 bath with a pool on a full half acre. Summer is coming fast.

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Top 3 Reasons Not To Ignore Property Inspections

It seems like a hassle to go for a property inspection when the home appears to be in an excellent condition. You are finalizing the deal, and now you do not want to spend money on an

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Tips For Hiring An Agent In Arizona Phoenix

Most people buy or sell real estate once or twice in a lifetime, thus never gaining enough experience to tackle real estate projects alone. That is why it is critical to hire the right person who

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Tired Of Fixing And Flipping A Home For Little Or No Profit

People that know me, know that besides being a Team Leader for a real estate team, I also fix and flip properties.  Sometimes we make some good money, sometimes break even, and other times we

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Mar 1 2018 46603 1

Hello again and how are you?? I just wanted to post a a quick note about my open house again this weekend. I'll be at the Calle Lejos listing Saturday and Sunday both from 11 to 3. If you haven

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You May Not Know This But

It is a buyers market now! Some people may think we are still in a sellers market but the reality is that there are 13,662 homes available right now in Arizona! Only 2,897 homes sold in the

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OPEN HOUSE LAVEEN THIS WEEKEND

#OPENHOUSELAVEENWe would love to welcome you home to the wonderful city of Laveen! We hope you find this OPEN house scavenger hunt useful! Don't forget to stop by our featured property;

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Feb 16 2018 46603 1

Hi everyone. its a 3 day weekend with Presidents day. Out team is doing open house's all over the valley but I'll be at the best one, 9429 W. Calle Lejos in Peoria.If you're in the area, or want to

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8007 N 7th Ave Fix And Flip

Hi Everyone!8007 N 7th Ave Phoenix AZ fix and flip is coming along nicely.  The Tile is almost done, painting has started, pool is looking like I need to take a swim.  Check out my

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Open Houses Phoenix 85007 This Weekend

#OPENHOUSEPHOENIXWe would love to welcome you home to the valley of the sun! We hope you find this OPEN house scavenger hunt useful! Don't forget to stop by our featured property at

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Open Houses In Peoria

Hey everyone, who's house hunting this weekend? We would love to welcome you to the beautiful city of Peoria and all it has to offer. We  hope you find this house hunting blog useful

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Open Houses In Goodyear

Who's house hunting this weekend?  We would love to welcome you to the beautiful city of Goodyear and all it has to offer.  We hope you find this blog very useful, as we created

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Open Houses Laveen This Weekend

#OPENHOUSELAVEENWe would love to welcome you home to the wonderful city of Laveen! We hope you find this OPEN house scavenger hunt useful! Don't forget to stop by our featured property;

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Whats It Like Being An Agent

Viewers,Some people may ponder, what it would be like to be an agent. I know I did! I came from a background of home remodeling so I have had experience of sorts with real estate. My father always

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Market Bubble Or Just Market Realization

I get this question a quite a bit.  Probably once a week on average, maybe even more.Do you think we are in a Market Bubble?My answer typically is no, not this time.  I use the

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6828 W Fremont Laveen AZ Beautiful Home For Sale

I see a ton of great homes in my business.  Spoiler Alert: My business is homes.This home is such a great value for everything you get that I thought I would share it with you today.1st off,

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6828 W Fremont Laveen AZ Beautiful And Home And Grandeous Yard

I just wanted a quick reference point for this beautiful 5 bedroom 3.5 bath home with a pool on a 1/2 acre lot with beautiful mountain view.click here for the tour.Would love to start a conversation

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COMING SOON

Are you ready to buy your next home? We would love to help you in getting this home. Call or text Stephen at 623-236-5843 TODAY to go look at your dream home or more homes like

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Coming Soon For This Home

Are you ready to buy your next home? We would love to help you in getting this beautiful home. Call or text Stephen at 623-236-5843 TODAY to go look at your dream home or

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Carefree Fine Arts And Wine Festival

Carefree is known for its Arts scene.  And for the love of the eclectic food pervayors.  November 3-5 is this years festival.  The link is below.  See you there!https:/

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November Is Almost Here

Halloween is a few days a way, Thanksgiving in less than a month, Christmas soon after, and poof, 2017 is History.  Have you thought about deploying some of your savings into Real?

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Aug 31 2017 35107 1

Junk In The Trunk Vintage Market Attend the event of the season that inspires creativity that embraces a vintage lifestyle! By Makenzie Kundrat  -August 30, 2017 Share on

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4 Things Youll Get From A Good Coach

Below is an article from one of the best people I know, Brian Buffini. Though directed to the Real Estate Industry, his views are universal n priorities, success, happiness and how to accomplish.

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Aug 16 2017 35107 1

5 Stunning Staircases to Move You HigherPosted on Aug 14 2017 - 12:02pm by Zoe Eisenberg 19 Who wants a boring old staircase when you can find a fancy way to climb to bed

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20724 White Rock COMING SOON

This home is coming soon! New flooring, granite, stainless steel appliances. The backyard is getting an overall that includes granite, drip system, grass, pavers, a fire pit and more.

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Jul 8 2017 Mortgage Rates Are Going UP Dont PANIC

DON'T PANIC! Mortgage rates are still moving up, as they should with the growth in the economy. STILL they are way below 5%. Remember the Carter Era? 17% Yikes!Click the line below for more:/

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Commercial Building Being Built

I have an exclusive listing to sell a commercial building under construction in Phoenix.   Located in the down town area, 5,200 sq ft with plenty of parking for a fleet of.

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Jul 5 2017 35107 1

https://www.mylocalnews.us/dtp/phoenix-city-council-approves-600000-increased-transit-safety/?utm_source=AZ+My+Local+News+Master+List&utm_campaign=d0242efb7f-Central+PHX&utm_medium=email&utm_term

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How Hot Is It Today

Arizona has a reputation for heat. It can get downright HOT, like it has been for the last week or so. Only the dedicated wonder out into the scorching atmosphere. Why is this

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Businesses Are Moving To Arizona

http://www.bizjournals.com/phoenix/news/2017/06/09/arizona-economy-receives-top-scores-in-two

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Local Outreach

I was out looking for a housing complex for a non-profit today.  They are working on preventing homelessness through education and assistance.  Today is a good day. Want to help? Give me a

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Rental Update April 2017

Hi Folks,Here is a rental update for April 2017. Per the Arizona Regional Multiple Listing Service Rent-Check report, the amount of rented properties has declined to 1991 for the month of April.

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Mylar Balloons Beautiful And Troublesome

Who knew? Mylar balloons can cause problems with power lines! the article below explains the problem well and warns us all about the potential problem.  The bottom line is keep them tethered

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Have You Ever Wondered Why Smaller Houses Have A Higher Cost Per Square Foot

Have you ever wondered why smaller houses have a higher cost per square foot? Ask Realtor Mike!It's pretty simple , if you think about it. Drywall is not very expensive, plumbing and electrical. &

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Did You Know 4 Factors That Can Delay Your Mortgage Approval And How To Avoid Them

Did You Know?: 4 Factors That Can Delay Your Mortgage Approval (and How to Avoid Them!)If you’re currently buying a home and are stressing about the kind of home to choose and which lender to go

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16932 W Magnolia Coming Soon

Beautiful new listing in Canyon Trails. Are you ready to buy your next home? We would love to help you in getting into properties and assist you with the purchasing process. Call or text

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Pending Sale

You missed out! This property already has a sale pending. We would love to sell your home too! :-) If you are tired of losing houses and are ready to buy your next home, we would love to

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How To Keep Yourself Safe In A Power Outage

Whether it’s a bad storm or a downed utility pole, power outages can strike at any time. While most only last for a couple of hours, a prolonged power outage presents a whole host of obstacles.

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Coming Soon In Tonopah

This one won't last. COMING SOON!!!Looking for land in Tonopah. Look no further. 15 acres. Shop. Private well. Loads of space for all your toys. Call or text Stephen at 623-236-5843 

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COMING SOON BEAUTIFUL INSIDE

This one won't last. COMING SOON!!!Call or text Stephen at 623-236-5843 TODAY to find your dream home or more homes like this in your area. Schedule your pre market showing.&

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Buyer Class

Are you thinking about purchasing a home and overwhelmed by the process? Are you a first time home buyer and looking for further education about the home buying process? Are you interested

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Coming Soon 18096 W Paradise Lane

COMING SOON!!!Call or text Stephen at 623-236-5843 TODAY to find your dream home or more homes like this in your area. Schedule your pre market showing TODAY. We can meet for

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COMING SOON 3998 N 149TH AVE

CHECK BACK TOMORROW FOR PHOTOS AND MORE INFORMATION OR CALL 480-226-3493 TO SET UP YOUR OWN PRIVATE SHOWING.;

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Sunnyslope Is Coming Soon

Welcome to 6957 W Sunnyslope. This home is being renovated as you read! 3 bedrooms and 2 bathrooms. New flooring, new granite, new paint. New stainless steel appliances,

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Top Real Estate Questions Answers And Actions

People are typically faced with some concerns at the thought of starting their new home buying journey. Here are some of the most common questions  real estate agents are

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COMING SOON NO HOA

This one won't last. Fantastic property with no HOA on 1/3 acre. RV gate with loads of parking spaces. Back yard is ready for chickens or other animals. Or be creative and landscape

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Stardust Ranch Q And Answer

Register at https://goo.gl/forms

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New Home Buyer Scam

New home buyers beware!!!I recently purchased a home in Maricopa County. As per my escrow officer we recorded successfully. After one week of closing I received this letter (Letter attached) I did

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2856 N 71ST STREET SCOTTSDALE

TEMPORARILY OFF THE MARKET 2856 N 71ST STREET This home is temporarily off the market. It's a gem. But we can help you find your dream home. For more homes like this one call or

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STARDUST RANCH

Please read below the flyer for a detailed list of Stardust Ranch's features. Send all questions to thecottongrouprealty@gmail.comStardust Ranch 14700 S Tuthill Road Buckeye, AZ

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Renting Vs Buying A Home

I was one to think that buying a home was just a way to get into major debt and that it was better just to rent. Now that I am a  real estate agent, I have discovered so 

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Marathoning Realtors With A Camera

Marathoning Realtors With A CameraWhen it comes time to market your home, do the pictures of your prized palace really matter? Heck ya they matter! A vast majority of people search for a home

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High Heel Nightmare

Dress to impress or not? I being a fairly new agent ,9 months to be exact, always had a misconception that women in real estate always had to dress in professional attire that included;

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6740 S 258th Dr

If you received this text, this means you were too slow.  LOL This house is currently under contract.  Here's a few pics of the inside.  If you'd like to schedule a showing, please

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3 BEDROOM 2 BATH HOME COMING SOON NEAR WESTGATE

COMING SOON!! 9522 W HIGHLAND AVENUE, PHOENIX This immaculate home near University of Phoenix stadium in Glendale won't last long. Close and convenient to shopping, entertainment and

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Ahwatukee Home For Sale Coming Soon

Get in before everybody can!We have a 6 bedroom 3 bath home coming to the market Next Thursday.  Drive on down on Pecos, south of South Mountain is a headed gem of a community, with big

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Roaches Using Your Home As A Vacation Property

    Here in the Sonoran desert, roaches can be a nuisance, but they don’t have to be. This is just a friendly reminder, if you are a homeowner trying to sell your home,

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My 1st Year In Real Estate

Let me give you a little background of my life before real estate. I was born and raised in Texas. Much of my work and career involved health and fitness industry. After many  many years

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First Impressions Photos Make A Difference

First Impressions, Photos Make a Differenceby Rae Goepfert, Realtor®, CMRSWith the popularity of mobile photography, many people think they can take their own listing photos. With over 80% of

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500 Credit Score And You Wanna Buy A Home No Problem

I am pleased to announce that we have partnered up with a lender that can loan on buyers with a 500 credit score or higher.  It's ridiculously low.  So many times lenders can't loan unless

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The 5 Senses Of Staging

The Five Senses of Home Stagingby Rae Goepfert, Realtor®, CMRSGetting a home ready to sell is more than signing a contract.  Sellers must first come to their senses and realize the home is

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What Happens In A Short Sale Home Purchase

by Rae Goepfert, Realtor®, CMRSWhether you are an investor, or a first time home buyer, getting through the short sale process can take longer than the traditional sale. The Short Sale process

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Jan 2016 Real Estate Update

So as 2015 came to an end I wanted to give you guys a general knowledge update about the real estate world in Arizona.Residential purchasingNow that the holidays are over, you will see an influx

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Are Canadians Going To Sell Their AZ Homes This Spring

1 US Dollar = 1.33645 Canadian dollar, as of the day I wrote this, 12/1/15.What does that mean? It means the Canadian Dollar is a bit weaker than it was a few years ago, when

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The Truth About Zillow

We have a running joke around our busy real estate office.  It goes a little something like this: Hey what’s bad about Zillow for Realtors? It’s always wrong; do you know what’s good

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5 Things To Do Before Selling Your Home

one Hire a real estate agent.It may be tempting to list your home on your own to avoid paying a sales commission, but selling your home is a full-time job itself. A real estate professional

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10 DEADLY Mistakes Buyers Make When Purchasing A Home

MISTAKE #1: Choosing a real estate agent who is not committed to forming a strong business relationship.HERE’S HOW TO AVOID IT!Making a connection with the right real estate is CRUCIAL. Choose

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Home Buying Tips For New Buyers

by Rae GoepfertThey say a picture is worth a thousand words, that does not always apply when looking at homes on the MLS.   Property photos may not highlight the best features of a home

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Buying A Home In 2015

Did you know that after October 3rd, 2015 escrows are going to average 45 days? A little different than your traditional 30 day close. All the talk around the real estate industry is about

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Buying A Short Sale Property

by Rae Goepfert, Realtor®, CMRSWhether you are an investor, or a first time home buyer, getting through the short sale process can take longer than the traditional sale. The Short Sale process

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Aug 20 2015 11584 2

Hi there... Michele here with more about real estate. Today (September 21, 2015) we'll look at why INTEREST RATES are important. If you're like 90% of us, you're going to be financing your home

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Solar Or No Solar

by Rae Goepfert, Realtor, CMRSIf you have considered adding solar panels to your home, like me you probably have lots of questions.  In my quest for a more energy efficient home I was able to

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Aug 20 2015 11584 1

Hi there... Michele here with more about real estate. Today's (August 20, 2015) topic is how you can participate in the Real Estate market. What should you do as a Buyer to be able to purchase

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5 Tips For Staying Cool When Its Triple Digits Outside

by Rae Goepfert, Realtor, CMRSWe live in Arizona, by choice. It is not uncommon that people from other states ask me, “why would you want to live in that heat?”  I usually reply,

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Why You Should Always Get A Home Inspection Before You Buy

Why You Should Always Get A Home Inspection Before You Buyby Rae Goepfert, Realtor, CMRSI recently heard a startling story of what could have become disaster down the road for a new home. 

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May 23 2015 11584 1

Hi there... Michele here with more about real estate. Today's (May 23, 2015) topic is the Phoenix West Valley market. The Phoenix West Valley real estate market is seeing a growth in purchases

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3 Things To Know In Todays Market Thru The Eyes Of A Realtor

I have had the pleasure of working a few deals this past season, and as we roll into May, I thought it might be good for me to get on here and explain what I am seeing out here, so that it's not as

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First Time Home Buyers Class Tomorrow

I know it's short notice for most of you.  But if you're interested please swing by maybe 10 minutes early to insure a seat.  Lunch will be provided.  Bring your friends or family

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I Will Be On The Radio This Weekend

If you miss it and want to hear the discussion, I will try and get the link.  Discussion topics included VA loans, buying vs renting, what Berkshire Hathaway does different with their listings,

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The Epic Battle Of Rent Vs Buy Part I

I decided to break this up in a few blogs because I just finished one scenario, and this bad boy got long.Questions and statements I get from renters all the time include, but aren't limited to:;

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You Found The Perfect House Now What

When you find the right house, it's an amazing thing.  You can't help but smile, and thoughts of your furniture fitting over here or over there start filling your head.  I always tell my

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Who Is Coleman McArthur

Coleman prides himself in educating his clients to make the best possible decision throughout important stages of life. Buying a home is often the biggest financial decision most people

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What Is A BINSR

I find myself explaining this to everybody at least once.  Why?  Because it's part of the home buying/selling process here in Arizona.  So I thought I would do a brief description and

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Closing Gifts For Clients

It's probably the holiday season talking here, but I was thinking earlier today, "what make a good closing gift for a client?"Do you go with something of a house warming present, e.g. engraved,

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Who Is Stephen Cotton

Stephen Cotton is a resource, for all things Real Estate related.  He's a realtor.  He's a family man, with a beautiful wife and a son.  An enigma, an oxymoron, and an opportunity.

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